Alaska life line
The Alaska life insurance exam.
The Alaska life insurance exam is 90 scored questions, about 15 unscored pretest questions, in 135 minutes, passing at a scaled 70, $89 per attempt, administered by Pearson VUE. We sell study materials and practice exams for it, written from the official Alaska outline. The first 20 study questions are free, and the full License Pass is $79, yours until you pass.
At a glance
| Exam | Alaska Life Producer Examination |
| Scored questions | 90 |
| Pretest questions | about 15 (unscored) |
| Time limit | 135 minutes |
| Passing score | a scaled 70 |
| Exam fee | $89 |
| Testing vendor | Pearson VUE |
| Retake rules | Test center retakes have no required wait. You retake both parts, and exam results stay valid for 1 year. Online OnVUE exams, under a policy in effect since October 15, 2023, allow at most 4 online attempts, with a 7-day wait after the first failed attempt, 14 days after the second and 30 days after the third. Every attempt after that is at a physical test center. |
| Prelicensing education | not required for the life line |
Checked against Pearson VUE's official materials. Specs change, so confirm them when you register.
How to get your Alaska life insurance license
- 1
Meet the basics
Alaska sets its own age, background check and application rules. The Alaska insurance department lists them, so read them before you book.
- 2
Study the exam outline
Alaska does not require prelicensing education for the life line, so your preparation is the whole game. Study the official outline below and drill practice questions until every section holds.
- 3
Book the exam with Pearson VUE
Register at Pearson VUE, pick a test center or online proctoring where offered, and pay the $89 exam fee.
- 4
Pass the exam
Walk in knowing the format, 90 scored questions in 135 minutes, passing at a scaled 70. About 57 percent of first-time life exam takers pass nationally (NAIC, 2025 results).
- 5
Apply for the license and get appointed
Submit the license application (fingerprints where required), then get appointed with carriers so you can write business.
What the Alaska exam covers
From the official exam outline, each section's share of the exam and how many of the 90 scored questions it earns.
| Section | Weight | Questions |
|---|---|---|
| General Knowledge | 56 percent | 50 questions |
| Alaska Specific | 44 percent | 40 questions |
Free Alaska practice questions
Original questions written to the Alaska outline, the same bank our students drill. Tap a question to check the answer.
Question 1When an applicant pays the first premium at the time of application, the agent typically gives the applicant a document that may provide temporary coverage. What is this document called?
- A. A certificate of insurability
- B. A binding endorsement
- C. A conditional receipt
- D. A policy rider
Show the answer
Answer: C
A conditional receipt is given when premium is collected with the application and can provide coverage as of the application or medical exam date, provided the applicant proves insurable under the company's rules. A policy rider is an add-on that changes coverage, not a receipt. There is no standard 'binding endorsement' in life insurance the way there is in property insurance. A certificate of insurability is not a real document tied to premium collection.
Question 2When a producer performs a needs analysis and recommends a suitable amount of life insurance, the main goal is to determine what?
- A. The insurer's maximum issue limit
- B. The commission the producer will earn
- C. The amount of coverage that matches the client's financial obligations and goals
- D. The highest premium the client can afford
Show the answer
Answer: C
Needs analysis and suitability focus on matching coverage to the client's actual financial needs, such as income replacement, debts, and future goals. The point is not to charge the highest affordable premium, so that is wrong. It is not about maximizing producer commission, which would be a conduct violation, so that is wrong. It is not about the insurer's underwriting limit, which is a separate consideration, so that is wrong.
Question 3Maria applies for a resident producer license in Alaska but has not yet passed the required examination; what is the likely result?
- A. The license is issued and the exam is taken later
- B. The exam can be waived for first-time applicants
- C. The license is issued on a probationary basis
- D. The license will be denied because passing the exam is a licensing requirement
Show the answer
Answer: D
Passing a qualifying examination is a standard requirement for a resident producer license, so an applicant who has not passed cannot be licensed. There is no probationary license for those who fail to test, no automatic waiver for first-timers, and the exam is not deferred until after licensing.
Question 4After James misses a premium payment on his Alaska life policy, coverage continues for a set time during which he can still pay without a lapse. What is this time called?
- A. Waiver period
- B. Elimination period
- C. Free look period
- D. Grace period
Show the answer
Answer: D
The grace period keeps a policy in force for a limited time after a missed premium so the owner can pay late without losing coverage. The free look applies at policy delivery, not after a missed payment. A waiver period is not a standard life provision here. An elimination period is a waiting period used in disability and long term care coverage, not the life grace period.
Question 5Susan purchases an annuity today with a single lump sum and begins receiving monthly payments next month. This is an example of a:
- A. Term life policy
- B. Flexible premium annuity
- C. Deferred annuity
- D. Immediate annuity
Show the answer
Answer: D
An immediate annuity begins paying income shortly after a single premium is paid, which matches Susan's situation. A deferred annuity delays payments until a future date. A term life policy is death protection, not income. A flexible premium annuity accepts multiple payments over time and is usually deferred, not immediate.
Take the free Alaska practice test, every question with the answer and the explanation
Alaska exam FAQs
How many questions are on the Alaska life insurance exam?
90 scored questions, plus about 15 unscored pretest questions mixed in, with 135 minutes on the clock.
What score passes the Alaska exam?
You need a scaled 70 to pass.
How much does the Alaska life insurance exam cost?
The exam fee is $89 per attempt, paid to Pearson VUE. Licensing application and fingerprint fees are separate.
What happens if I fail the Alaska exam?
Test center retakes have no required wait. You retake both parts, and exam results stay valid for 1 year. Online OnVUE exams, under a policy in effect since October 15, 2023, allow at most 4 online attempts, with a 7-day wait after the first failed attempt, 14 days after the second and 30 days after the third. Every attempt after that is at a physical test center. About 57 percent of first-time life exam takers pass nationally (NAIC, 2025 results). Failing once is common, and the fix is drilling the sections your score report names.
Does Alaska require prelicensing education before the exam?
No. Alaska does not require prelicensing education for the life line, which means how you study is up to you and practice exams carry more of the load.
What RingReady is, and is not
RingReady sells study materials and practice exams for the life insurance licensing exam. We are not a prelicensing education provider on any state's list, and practicing here does not by itself satisfy any state's education requirement.
If your state requires prelicensing education, you must complete it with a provider your state insurance department lists. The department publishes that list. What we do is help the questions feel familiar when you sit down for the real exam.
Practice the Alaska exam until it feels familiar.
Practice questions written to every section of the outline above, full timed practice exams matched to the real format (90 questions, 135 minutes), and a mastery map that shows what to study next.